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Cigna Medical Insurance

Plans offered

Cigna Open Access Plus (OAP)

This plan offers in- and out-of-network benefits and access to either local or national provider networks.

More information about this plan is in the—

• Retiree Benefit Summary (PDF), and
• Evidence of Coverage.

Cigna Open Access Plus In-Network (OAPIN)

Your primary care physician (PCP) will provide medical care and may refer you to a network specialist, as necessary. However, the plan is an open access plan, and referrals are not necessary to see an in-network specialist.

More information about this plan is in the—

• Retiree Benefit Summary (PDF), and
• Evidence of Coverage.

Cigna Advantage Indemnity/Medicare Supplemental Plan (fee-for-service plan)

MCPS offers this traditional fee-for-service indemnity plan option, administered by Cigna, for current plan participants and retirees who move out of the local service area. The plan has a Preferred Provider Option (PPO) feature that allows retirees to receive discounts when you seek care from a participating provider. The benefits are similar to those provided under the out-of-network feature of the Closed POS plan.

More information about this plan is available in the—

• Retiree Benefit Summary (PDF), 
• Evidence of Coverage (Indemnity), and
• Evidence of Coverage (Medicare Supplemental).

Contact Cigna

Cigna OAP and OAPIN Plans
Tel: 1-800-244-6224
Hours: 24/7, 365 days a year 

myCigna

• myCigna Registration Flyer

Claim Forms

• Cigna Claim Form (English)
• Cigna Claim Form (Spanish)

Provider Directory

• Cigna Provider Directory